തൃശ്ശൂർ ആസ്ഥാനമായ ധനലക്ഷ്മി ബാങ്ക് നടപ്പ് സാമ്പത്തിക വർഷം രണ്ടാം പാദത്തിൽ 48.55 കോടി രൂപയുടെ അറ്റാദായം നേടി. പ്രവർത്തന ലാഭം 69.82 കോടിയായി വർധിച്ചു. മൊത്തം ബിസിനസ്സിൽ 21 ശതമാനം വളർച്ച രേഖപ്പെടുത്തിയ ബാങ്ക്, കിട്ടാക്കടം കുറച്ച് ആസ്തി നിലവാരം മെച്ചപ്പെടുത്തി. സ്വർണ്ണ വായ്പകളിലെ മികച്ച മുന്നേറ്റവും ബാങ്കിന്റെ സാമ്പത്തിക അടിത്തറ ശക്തമാക്കി.
Operating profit for the period was ₹69.82 crore, against ₹28.19 crore in the same period of the last fiscal
The Thrissur-based Dhanlaxmi Bank has registered a net profit of ₹48.55 crore in Q2 of FY27 against ₹23.20 crore in the same period of the last financial year. Operating profit for the period was ₹69.82 crore against ₹28.19 crore for the same period of the last fiscal.
Total business reached ₹36,499 crore as on September 30 from ₹30,146 crore as on September 30, 2025, recording 21% growth. Total deposits touched ₹20,551 crore as from ₹17,105 crore, a 20% growth. CASA deposits were at ₹5,769 crore from ₹4,938 crore.
The bank's asset quality improved significantly with gross NPA coming down by 134 bps and net NPA coming down by 67 bps on a Y-o-Y basis to 1.76% and 0.45% respectively. The Provision Coverage Ratio as on September 30 is 92.86%.
Retail term deposits hit ₹10,680 crore from ₹8,846 crore, a growth of 20.73%. Gross advances improved to ₹15,948 crore from ₹13,041 crore, an increase of 22.29%. The retail advance (including gold) portfolio grew by 34.63%. The Y-o-Y growth in gold loans portfolio was 53.43% and hit ₹6,823 crore.
Ajith Kumar K K, Managing Director and CEO, said: "The financial result for the second quarter reflects the bank's robust growth across key financial and business parameters, reflecting the strength of our business strategy and our continued focus on sustainable growth. As we continue our journey towards the centenary, we remain committed to delivering greater value to our customers and stakeholders through innovative and responsible banking with exceptional service".