EPFO members can check their provident fund balance and download account passbooks using the official portal, Umang app, SMS, WhatsApp, or missed calls. For FY26, the Centre ratified an 8.25% interest rate. Members should note that newly activated UANs show passbook details only after a few hours of account activation.
Here's how EPFO members can check their provident fund balance, view and download their account passbook and track claims through the official portal, Umang app, SMS, WhatsApp or missed calls services.
The Employees' Provident Fund (EPF) is a government-backed investment and retirement savings option for salaried individuals in India. For FY26, the Centre ratified 8.25% interest rate for both EPF and voluntary provident fund (VPF). Marking the third consecutive time the instrument delivered 8.25% returns.Today, we look at how EPF members can check their employees provident fund balance EPF account passbook, download their passbook for the account or track the status of their application can do so using the official portal, Umang mobile app, SMS, WhatsApp, or the missed call facilities.Please note that for newly activated UANs, passbook is available only after few hours of the account becoming active. New members will thus have to wait to view their contributions and balance details.Want to check EPF balance? Here's a stepwise guide
Log into the EPFO member portal and click on 'View' in the top bar
Select 'Passbook' from the drop-down options and it will redirect you to the passbook portal
Login here using your UAN and password
Once logged in you can view your passbook for monthly entries, employee and employer contributions, pension contributions and interest earned, besides the total balance accumulated.
The passbook will show multiple Member IDs for each company you have worked at. Select the Member ID of the company you want to check.
You can save and download a copy for offline by clicking on 'Download PDF' on the top right of the e-passbook.
Steps to view, download EPF passbook on Umang appDownload the Umang app from the Google Play Store or Apple App Store and register on the app with your Aadhaar-linked mobile number and set a 4-digit M-PIN (remember this for future login).After signing in, search for 'EPFO' and navigate to 'Employee Centric Services'.From the options click on 'View Passbook', enter your UAN and verify with OTP.Select the Member ID of the company you want to check to view PF balance, monthly entries, employee and employer contributions, pension contributions and interest earned.To download a copy, tap on 'Download' or 'Download Passbook' on the screen and select the time period for which you want information and save the file as a PDF on your phone / tablet.How to check passbook using SMS, missed call?EPF members can check their EPF balance by giving a missed call to 9966044425 from your registered mobile number. The call disconnects automatically and you will receive an SMS with details of your PF balance.Members can also opt to send SMS to 7738299899 from your registered mobile number to check balance and last contribution. This must be done in the following format: EPFOHO LANGUAGEFurther, you can also choose to speak to a live agent on the EPFO's toll-free 24x7 helpline number here -- 1800-118-005.How to use WhatsApp services explainedThe EPF's WhatsApp services are expected to offer 24/7 access, with automated systems handling repetitive queries on basic account-related requests round the clock.Members can type 'Hello' to EPFO's registered, tick mark verified WhatsApp number, to initiate conversation. You can join the channel by clicking here -- https://www.whatsapp.com/channel/0029Vb6kmH48Pgs8ftd6Kw3Y Members will be able to check their EPF balance, view the last five transactions made, track your EPF account claim status and access other important services through the messaging platform. You can also choose to receive messages from the EPFO on their mobile number registered with it.