5-year Senior citizen FD interest rates up to 8.05%: SBI vs PNB vs HDFC Bank vs other banks

Senior citizens can now get up to 8.05% interest on 5-year fixed deposits. Small finance banks like Suryoday SFB and Jana SFB are offering this high rate. Many older people prefer FDs for stable, low-risk returns. Other banks also offer competitive rates, with SBI at 7.05%.