
Aug 29, 2026
✦Livemint
UPI transaction limits explained: From ₹1,000 to ₹5 lakh, how much can you transfer?
The standard UPI transaction limit is ₹1 lakh, but rules vary by category. The RBI increased limits for tax payments, IPOs, and hospital bills to ₹5 lakh. UPI Lite allows ₹1,000 per transaction, while UPI 123Pay permits ₹10,000. Always check your bank, as they may set lower limits for you.