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Time for I(nvestor)-KYC
Aug 18, 2026
✦Business Line

Time for I(nvestor)-KYC

The RBI’s revised responsible-business directions, effective January 1, 2027, require banks to assess if financial products suit customers. Experts suggest an Investor KYC, or IKYC, to build an investor-risk layer on top of existing infrastructure. This system would help banks, AMCs, and insurance companies protect people from potential mis-selling risks.

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