RBI fixes SGB 2019-20 Series II redemption price at ₹14,199. Should investors redeem now?

The Reserve Bank of India fixed the redemption price for Sovereign Gold Bond 2019-20 Series II at ₹14,199 per gram for July 16, 2026. Online subscribers got a 318.5% return, excluding interest. Investors should check new tax rules from April 1, 2026, before they decide to redeem their bonds now.