പൂനാവാല ഫിൻകോർപ്പിന്റെ രണ്ടാം പാദ അറ്റാദായം അഞ്ച് മടങ്ങ് വർധിച്ച് 375 കോടി രൂപയായി. വായ്പാ വളർച്ചയും പലിശ വരുമാനത്തിലെ വർധനവുമാണ് ഈ മികച്ച നേട്ടത്തിന് വഴിയൊരുക്കിയത്. കമ്പനിയുടെ ആസ്തി കൈകാര്യം ചെയ്യുന്ന തുക 55 ശതമാനത്തിലധികം ഉയർന്നു. കിട്ടാക്കടം കുറഞ്ഞതും പ്രവർത്തന മികവും കമ്പനിയുടെ സാമ്പത്തിക അടിത്തറ കൂടുതൽ ശക്തമാക്കിയിട്ടുണ്ട്.
Poonawalla Fincorp Ltd (PFL) net profit shot up about five times in the second quarter (Q2FY27) to ₹375 crore, against ₹74 crore in the year-ago period on the back of healthy growth in net interest income as well loan growth.
Net interest income (NII) of the non-deposit taking non-banking financial company, which focuses on consumer and MSME finance, rose 75.6 per cent year-on-year (yoy) to ₹1,589 crore, against ₹905 crore in the year-ago quarter.
Assets under management rose 55.1 per cent to stand at ₹74,008 crore as at September-end 2026, against ₹47.701 crore as at September-end 2025. The secured to unsecured on-book mix stood at 52:48 as at September-end 2026, against 56:44 as at September-end 2025.
The Net Interest Margin (NIM) (including fees and other income) rose to 9.26 per cent in Q2FY27 versus 8.40 per cent in Q2FY26.
The gross non-performing assets (NPAs) position improved to 1.20 per cent of gross advances as at September-end 2026, against 1.59 per cent as at September-end 2025. The net NPAs position, too, improved to 0.61 per cent of net advances against 0.81 per cent.
The cost of borrowing increased to 7.76 for this quarter, against 7.69 per cent in the year-ago quarter,
Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said, "We have delivered disciplined AUM expansion while enriching total realisations via NIM and fee income optimisation, demonstrating strong pricing power across core and newly incubated verticals. Concurrently, continuous asset quality refinement has driven credit costs lower from an already formidable baseline, translating directly into a structural lift in our Return on Assets (RoA)."