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What happens to your EPF balance when you switch jobs, become self-employed or move to an exempted PF trust? Explained
Aug 23, 2026
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What happens to your EPF balance when you switch jobs, become self-employed or move to an exempted PF trust? Explained

Switching jobs does not halt your EPF savings as your balance and future contributions depend on your employment type. You should share your existing UAN with new employers to keep accounts consolidated. If you become self-employed, your balance earns interest until age 58, but you cannot make fresh contributions yourself.

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