Are you making the most of UPI? Here are 5 ways you can pay

UPI has completed a decade in India, with annual transactions rising from 2 crore in FY 2016-17 to over 24,162 crore in FY 2025-26. Users now have many ways to pay, including using credit cards, pre-sanctioned credit lines, or UPI Lite. You can even let others pay through UPI Circle.